How Much Does College Cost in 2016?

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college-tuitionThe cost of attending college is often a big hurdle for some people and financial concerns coupled with stress relating to SAT scores make people tend to panic. People always talk about working full-time, long hours at the job, or double shifts while attending college to be able to pay it off. How much does it really cost though?

Most colleges have a tuition of under $10,000, which is affordable for a good amount of people. Consider that this $10,000 a year tuition is actually an investment into your education as well as your career and it may not seem as bad. This is more on the average costs of college. Of course there more expensive, private school options. There are always private school options if you are willing to shell out the big bucks for them. They are usually at least three times the cost of the average, coming in at over $32,000 annually.

It also means that more financial aid is available to attend these schools. If you are looking at a degree that is only two years, then there are schools that are much cheaper than the previous options. Lastly, a very small number of schools offer free tuition as well.

cost-of-going-to-collegeMoney is just one part of the equation. More importantly you need to decide what you want from a top college, and if it can give you the best education and experience you are looking for. Sometimes what may sway you is the weather, the culture, special clubs, or programs. Assuming your grades and test scores make the cut, you can finally have a chat with the family to discuss how much college is going to cost.

Finding Other Solutions
During the last 49 years, the rate of rise in tuition rates has outstripped the general inflation rate for 43 of those years. Because of the steep rises, the costs have become much more than many families can afford. But, there are a number of alternate solutions for students to lower the cost of college.

One way to graduate for a lot cheaper is to attend a junior college instead of a four year school. Junior colleges cost about $2,000 in tuition per year. Their programs last only two years, so an entire associates degree will cost less than one year of a state college. Some students also choose to attend a junior college for the first year or two before transferring to a more expensive four year college. This lowers the rate during the time the student spends in the junior college, and allows the student to take core curriculum classes at the cheaper rate and then transferring those credits.

There are also an increasing number of colleges that offer online courses or even entire online degrees. These are sometimes offered in lieu of regular classes, and are charged at the same credit hour rate as classes taught in a classroom. But, some colleges are making their online courses less expensive in order to cut their own costs for classroom space and resources that the college would otherwise have provided, such as computer use. Online classes also lower transportation costs for students who would have otherwise traveled to campus for the classes.

Filling in the Gap
Financial aid is now the norm at most schools, both public and private. Most private schools have a high percentage of students who are receiving some type of student aid. This can be awarded by the school, funded by the school’s endowment or by the tuition paid by other students. It can also be from private grants or fellowships, and/or from government-sponsored Pell grants. In the 2002-03 year, about $105 billion was pumped into the nations colleges by various financial aid sources.

Students also must borrow money to meet their tuition and living costs. Receiving student aid isn’t always a grant or scholarship. During the 2003-04 year, more than 65 percent of college students took out some type of loan to finance their education. The average student graduating that year did so $17,000 in debt. To get a student loan, the student is considered dependent on the income of the parent or guardian until the student reaches the age of 24. Even if a student is financing the tuition without the help of a parent, the financial aid rules still apply. If the income of the parents is within the range determined by their loan applications, dependent on income, assets, and debt, the student is eligible for loans as well as Pell grants. Using federal student loans in conjunction with grants and scholarships has gone a long way to bridge the gap between the amount many families can afford to pay and the real cost of college.

Top US Colleges in 2016

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top-colleges-2016The best colleges in the US in 2016 calculates a huge number of statistics and understudy surveys into one general college positioning. The top positioned colleges are first class academic institutions that give a decent esteem, pull in a different understudy body, and offer an extraordinary college experience. Here are the best colleges in the US in 2016.

A pioneer in entrepreneurial education, Babson College furnishes understudies with the skills to advance, experiment, and lead in the business world and past. The private college has created various effective entrepreneurs in its about 100-year history, including Arthur Blank, the prime supporter and former president of Home Depot who is the eponym of the college’s on-campus entrepreneurship center point.

Hamilton College takes its name from establishing father Alexander Hamilton, who served as one of the school’s unique trustees in 1793 when he was the US secretary of the Treasury. Over 200 years after the fact, Hamilton is as yet going solid: One year after graduation, no less than 91% of the class of 2014 had secured an all day job or internship or were enlisted in graduate school. For the individuals who entered the workforce, businesses included companies, for example, General Electric, Amazon, and The New York Times.

amherst-collegeAmherst College offers an open curriculum — understudies design a calendar brimming with the courses that interest them, allowing the adaptability to twofold noteworthy or investigate various interests. Graduates join a gathering of almost 23,000 living alumni whom they can coordinate with straightforwardly even before graduation through Pathways, a mentorship program that helps understudies orchestrate one-on-one gatherings and on location job shadowing.

Situated in Silicon Valley, Santa Clara University helps its understudies exploit the area by facilitating various occasions and talking engagements that keep understudies enthralled outside the classroom. Its experiential-learning program obliges understudies to take off-campus drenching trips and get included with the group. Santa Clause Clara alums have gone ahead to work at tech goliaths like Google, Cisco, Apple, and IBM.

For almost 150 years, Boston University has been a pioneer of higher education. In 1873, BU turned into the primary university to acknowledge women into its medical program; in 1875, BU professor Alexander Graham Bell designed the phone in a campus lab; and in 1947, the school built up the US’s first academic program for public relations. BU stays one of the country’s best research universities, with particularly solid backing for undergraduate research.

Davidson College is situated in suburban North Carolina, however its understudies are taught to be global citizens. The private school of almost 2,000 undergraduates has a powerful international-studies program that offers more than 100 concentrate abroad experiences. By graduation, 76% of understudies have concentrated abroad in any event once.

There you have it. These are some of the top colleges in 2016. Applicants beware though, these schools are competitive and require solid high school grades and high SAT scores. Contact us if you think another college deserves to be on this list.

College Admissions: The Truth About SAT Prep Courses

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college-admissionsSATS are a fact of life for all High School students. These exams are an important factor the the college admissions process. SAT Prep classes can help. These are just a few reasons why it’s important to consider SAT Prep Classes.

1. Mental endurance. Practice, practice, practice. You could say your brain is an adaptive mechanism. The more you ask it to do something the better it gets at it. If you are only studying for an hour at a time your brain will be good at taking the SAT for the first hour. After that, you can start to fade. SAT Test Prep Houston classes will help increase your brains mental endurance and make it stand up to the full test.

2. Familiarity. Confidence and Familiarity go hand in hand when taking the SAT exam. These two factors alone can influence your SAT score. It’s reasonable to think that becoming familiar with the exam by taking it 5 or even 10 times makes you more comfortable and less stressed than the other students who have only taken it a couple of times or not at all.

3. Timing. Students who practice without timing themselves will have a huge problem. Even if your mental endurance and familiarity is where it needs to be, you will bomb on the test if you’re taking 4 minutes to answer each question. The Best SAT tutors offer full length practice exams which serve 2 purposes. They will allow you to pace yourself and practice efficiently while improving the speed of your work as well as the quality.

4. Tracking. It’s hard to have a good plan in place until you know how you are going to perform. SAT Prep classes can help you track your progress and asses your strengths and weaknesses. Tracking your scores and recording your performance is absolutely essential to achieve your highest SAT score.

5. Skill Acquisition. Your SAT Prep class is going to be putting you through 2.5 hours of intensive SAT practice per session. Combined with all of the benefits outlined above its clear that SAT Prep classes give you best chances to improve at all three sections of the test.

SAT Preparation classes have helped countless students achieve higher test scores by providing personalized methods and techniques which focus on the specific need of each student. The best SAT tutoring programs will work with students to improve SAT scores and increase their chances of being accepted to some of the most competitive Universities in the nation.

Have any SAT Tips you would like to share? Drop us a line.

10 Guidelines You Must Follow While Hiring A Wedding Photographer

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Here are top 10 tips on hiring a photographer for your New York wedding.

* A renowned wedding photographer ought to have a proper office or a place from where you can locate him easily. They should have an official location, where you can find them whenever you require their services. It also states that the photographer can be trusted.

17-wedding-photographer* An experienced wedding photographer needs to ensure that your marriage ceremony goes smoothly. In addition to a focused wedding ceremony planner, the photographer is the only other professional who will be staying around your until the ceremony gets completed.

* You would like your marriage photographer to focus on you. So, while meeting with the photographer for the very first time, you must convey this message to them clearly. See how focus they’re and how much interest is reflected by them for your project. This will speak a lot about their professionalism.

* He needs to be professional, experienced and helpful. He should also present ideas about selections you have got for various things, offer assistance on set up and scheduling, be jam-packed with tips, and prepared to make your special day along with your arrangements easier.

* You need to understand that not every wedding photographer is as other same and not any photographer is good enough for you. Ensure that you meet the photographer in person to discuss your requirements and expectations from the project. A small effort made to find the best wedding photographer in New York will surely deliver favourable results.

* Don’t make money a priority while choosing a wedding photography company in NEW YORK. If the photographer is good then you’ll get what you’ve paid for. Hiring a photographer just because he/she offers services at cheap price might end up delivering disastrous results. Hire someone who is known in NEW YORK for delivering excellent services at reasonable rates.

fort-lauderdale-wedding-photographer-0404d* Ensure that the wedding photographer you’ve decided to hire is insured and has proper license to work in the photography industry. If you fail to check their license and other official records then you might get into trouble on your wedding day.

* The photographer should be experienced enough to cover the whole marriage ceremony. He should have a backup plan and backup equipment in case of any emergency.

* Discuss with your photographer, if he’ll be covering the ceremony alone or whether someone will accompany him as assistance. This speaks a lot about the professionalism of the photographer. However, many expert wedding photographers are efficient enough to cover the whole ceremony on their own.

* Make sure that the photographer also does editing of the photographs captured on your wedding day. A minor edits done can simply transform the whole photograph, making them more elegant and beautiful.

The secrets to finding your wedding photographer may make your party most memorable ever.

Secrets To Finding Your Wedding Photographer In Chicago

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Your wedding day should be a day full of friends, family, laughs, and maybe a little bit of nervousness. On the actual day when you get married, all of your preparation and planning should allow you to sit back and not worry about the small stuff. However, the prep work in finding venues, vendors, accessories, and the general planning of the wedding day could drive a bride batty!

Selecting most vendors requires that both time and place come together as one. You need your desired venue to be available on the same date as your caterer, photographer, DJ/band, florist, etc… Aside from the timing and coordination, you need to find one of each of those vendors from a very wide variety of packages, prices, and offers!! So how do you pick? In the following I will outline some general rules and ideas for selecting your Wedding Day Photographer.

 

Friend With A Camera
I just mentioned above that one of the things you need to select a ‘wedding day photographer’ but that’s only partially true. What you need to find is someone who gets to know both you and your fiance. What exactly does that mean? Capturing beautiful and moving images which bring tears of joy to your eyes do not only come from the photographer. They come from within you…and it’s the responsibility of the photographer to then capture those fleeting moments…a look, a touch, a wink, or a smile which only a handful of people understand the true meaning of. That’s where the difference comes into play between a photo which just looks good, and one which speaks volumes to the viewer, and they can see the true emotion behind the image. To accomplish this, you absolutely MUST know and trust your photographer. They should be more than just “your photographer” but should instead be someone who you can consider a friend and establish a rapport with.

Once you go into the $2500-$5000 area of the market, this is where the bulk of your stable and established studios are where you will begin finding unique albums, creative images, multiple photographers and assistants working on your wedding, and additional items in your packages such as wedding albums and engagement sessions which are already included. This is a bit of a stretch if your budget is $1000 for a photographer, but it all depends on how important your photographs are to you. If they are crucial, then you have to factor in what the investment is over the course of years and years which you will enjoy your images and not just as a one-time cost.

When you break above the $5000 mark and go into the $10,000 range, at this point your photographers should have a unique look which you are seeking to have your memories. Their customer service is second to none, and you will are guaranteed nothing short of a world-class experience.

Customer Service
Your wedding day is yours. It’s not that of the photographer, DJ, or anyone else. It’s a time for you and your friends and family to have an amazing experience. With that in mind, my responsibility as a photographer is to make sure that the images which are delivered to you either bring the biggest smile to your face or tears of joy (if you’re the teary kind of gal or guy). It is critical for a photographer to listen and respond to their client so that their needs are met. Remember that I am there for you as a professional and you should not only be able to put your full trust in me that the entire team will get the job done, but that it will be done to your expectations.

Photography is something which is far from a job and much closer to being a passion. It’s something which I and other professional wedding photographers take very seriously. The day after your wedding the flowers and food are gone, and the guests have gone home…the venue is hosting a different event. That one day of shared excitement, nervous smiles, laughs, and memories will all be captured in your photographs for you to enjoy and pass down from generation to generation.

Contact us at susumug.com for any query & support.

Tips on how to get good Chicago wedding photographers

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Wedding-Photographers-in-Charleston-SC-1920x640Chicago is the third most populated city in United States; however, it is also a bustling home to Chicago wedding photographers. This windy city provides some of the best wedding photographers that you can find in the world.

As you stroll in the city, you are likely to hear Pawinski photographers, Steve Koo photographers, Allison Williams and David Wittig among many other acclaimed Chicago wedding photographers. Over the years this field has been flooded with wedding photographers and you can easily get confused when selecting a good wedding photographer in this beautiful city.

Here are professional tips that will help you get the best Chicago wedding photographers. As you start looking at various portfolios of Chicago wedding photographers, you ought to pay close attention to the quality of photos. This includes lighting, and other fine details that will satisfy your choice.

Each photographer is different and come with unique styles of taking photos; so you will have to define how you want your wedding photos to be and then you can chip in your ideas to the photographer. In most cases, you will come across photographers that use natural lights and indoor settings. This will be important, if you are intending to have your wedding outside or indoor.

Duxbury_Wedding001If you will be wedding in place that has no enough light, it is wise that you get a photographer that has the skill to adjust light and get better photos in these settings. The next thing to look for is the composition in any Chicago wedding photographers.

This basically will tell you how they set up their photos and which angle they took to tell the story behind the photos. The composition will also tell you the perspective of the photographer and how they pay attention to details. Any composition that will indulge you and make you feel like being in the moment is good for you.

Unless you are a camera buff, you can ask which camera the photographers uses; however if you have no clue on cameras, you can look at the tools that they have used in their portfolios. The tool is a key that will open up the story behind the photos and the level of understanding on the part of photographers. Tools will tell you how the photographers view their world and how they will take your wedding photographers.

Lastly,at the end of the day, you will have to get Chicago wedding photographers that will tell you story in the best way. If any photographer matches your idea, then you should probably hire them.

How to choose wedding photographer

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Wedding-PhotographerThe wedding day is arguably the most important day in any couples diary. It presents the opportunity of a lifetime for the couple to openly declare the love they share and their commitment to the relationship. Such days carry their fair share of mixed emotions and reactions including smiles, tears, laughter, joy and even anxiety that can simply be described as magical. These memorable moments need to be captured and preserved for a lifetime. The crucial task of capturing the magic moments weddings present should however be entrusted to a seasoned professional wedding photographer.

Walking down the aisle, cutting the cake and tossing of the bouquet are commonly considered to be the best photograph opportunities presented by weddings. This is however not entirely true since with a skilful photographer capable of creative wedding photography, beautiful memories can be captured with every passing minute of such a significant day. The general jovial celebrations present awesome chances to capture amazing photographs of the wedding couple, their families and friends alike.

To help you choose a wedding photographer that is right for you, I’ve put together a list of 5 tips to follow:

Start to compile a list of wedding photographers

Ideally, you need a list of about half a dozen photographers who might fit the bill. It’s a good idea to start by asking friends and family for recommendations. A person who has had a good experience with a photographer and has great photos to show, will always be more than happy to share information and it also gives you a point of reference once you meet with the photographer.

Visit websites

Check out each photographer’s website. Don’t pay too much attention to the web site itself, since anyone can pay to have an all singing all dancing website made for them. Any decent photographer will display lots of his photos on site, including recent wedding work. The question to be asking yourself is whether his photos are visually appealing and do they “do it for you”. Single out the photographers that appeal the most to you

Choose A Personality

Personality can play a significant role in how well your ceremony and reception are captured on film. If you choose someone who’s overly-aggressive, it can impact the entire day. On the other hand, if your professional is timid, he may fail to catch perfect moments because he’s reluctant to take charge. Choose someone with whom you can talk easily. Getting along with that person will pay dividends during the celebration.

Phone interview

A quick phone call will help determine a couple of things. Firstly, whether he or she is available for your wedding date and secondly the type of photography they specialize in, such as traditional, candid, photojournalism, digital or film etc. Based on this information and also whether you felt you liked the person, you can then arrange a few meetings with the people that you are interested in

Question time

It’s probably best if the prospective bride and groom attend the meeting along with the bride’s parents (since they’re probably going to foot the bill). The photographer should have a wide portfolio to show you, including his latest work. Take with you a list of questions and don’t be shy about asking “dumb” questions, since you don’t want to be worrying and wondering what the procedure will be on the day. There are lots of questions that will probably come to mind and these should include: How will you show me my pictures to choose (i.e. electronic, online gallery, proofs etc.)? How easy will it be for friends and family to order photos? What is the price for different levels of coverage? What ideas do you have to make my wedding photos unique to us? How long have you been in business? And so on.

Once you’ve narrowed it down to a couple of wedding photographers it’s always a good idea to get them to show you photos that they have taken for a complete coverage of one single wedding. Take a good look at them and see whether you think individual people’s feelings have been successfully captured or do they look posed and self-conscious. Are the photos natural looking? Are they shot with some unusual angles? Last of all, do you wish they were photos of your wedding day?

Ask For References

Reputable wedding photographers will be happy to provide 2 or 3 references. You just need to ask. A lot of couples look through sample portfolios without considering that the samples may not accurately represent the person’s talent. The samples can be misleading. Ask whether you can call a few past customers to see how happy they were with the professional’s work. Not only will following up on references give you an idea regarding his skills, it’s also an ideal way to determine how easy he is to work with

Make a commitment

If you’ve had a couple of meetings and asked the right questions, you should now have made your choice of photographer and feel comfortable with them and confident that they will deliver some brilliant photos. Be prepared to leave a deposit with them and finally check any last-minute concerns. Such as their policy on wedding date changes or if the wedding has to be cancelled for whatever reason.

Finally, once you know the wedding photographer’s available, you’re convinced he’s the one for you, and you’re happy that the price is worthwhile, take a deep breath and relax. That’s one of the hardest decisions made.

What are the mistakes to avoid when choosing wedding photographers?

The first mistake couples make is to immediately go for the wedding photographer their family members or friends recommend. You can almost always get away with bad food or a lousy band playing for your wedding. When it comes to your wedding pictures, that’s another matter altogether. You, your family and your friends will be looking at your wedding album. You’ll want to remember your wedding day as one of the most important events in your life, not as a nightmare you have to constantly relive over and over again as you browse through your wedding album. In choosing a photographer, you should take the time and effort to see a number of photographers and look at their portfolio. Just because another couple had a good experience with their photographer, it doesn’t mean you would have the exact same experience.

Often, couples work on a tight budget. After all, the essence of an event is the union of the couple and not how lavish the celebration is In doing so, some scrimp on things that may seem inconsequential at first, but are ultimately essential-like wedding photography.